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Buy / Sell / Trade Feb 14, 2026 at 12:02 AM

House hacking: living for free in my own home

Posted by Evan Cole

📍 Milwaukee , WI


Bought a duplex. Rent from the other unit covers the entire mortgage plus $200/month. I live in my half for free and build equity. Would not have been possible without the FHA 3.5% down option for owner-occupied multi-family. This is the most accessible wealth building strategy I have found.

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